Citizens Bank & Trust Company opened September 18, 1978 in Ardmore, Oklahoma. We began in the Little Building located at 10 West Main Street. At inception we were a national bank, our bank name then was Citizens National Bank. We moved to our current location at 1100 N. Commerce in 1979 and reopened the downtown location as a branch bank in January of 1984. In November of 1991 we converted to a state Federal Reserve member bank, changing our name to Citizens Bank of Ardmore.

Citizens Bank of Ardmore opened two branch locations in 1995, one in the rural community of Dickson, Oklahoma and the other inside the Wal*Mart Supercenter. Upon opening the Wal*Mart location we converted the downtown branch to a detached facility, which simply means we can do everything at the location except loans.

In March of 1997 we opened a trust department in our downtown location and became Citizens Bank & Trust Company.

We currently have those four convenient locations and four ATM's. The ATM's are located at our branch bank inside Wal*Mart, the Dickson Branch, our main bank and at Tiffany Plaza. We also have a 24 hour information phone line called the Citizens Connection.

Our bank directors and officers are listed below. There are links to several of the officers, please note that information sent by email is not secure. We do not recommend sending confidential information such as account numbers or social security numbers by email. You can contact us directly at 580. 226.4610.
Directors

G. BRIDGER COX, Chairman of the Board, President and C.E.O.

BOB COLSTON, Independent Land Man

TOMMY DON CRAIGHEAD, Petroleum Geologist, Oil & Gas Investments

RON J. CROSBY, Independent Lumber & Hardware Owner

HAYDEN HENRY M.D., Physician

MITCH JOBE, C.P.A.

LEON SIMMS, Daube Company

CLOVIS SWANNER, C.P.A.

JOHN YARBROUGH, Real Estate Broker

Officers
G. BRIDGER COX, President - C.E.O.

CHARLES F. WILLIAMS, Senior Vice President -Senior Trust Officer

DEBBIE HILL, Senior Vice President - C.F.O

TRACY CONWAY, Senior Vice President - Senior Lending Officer

NANCY SJULIN , Vice President - Marketing Officer and Network Administrator

ROSETTA ALMON, Vice President

SUSAN LANGWELL, Vice President

KENNY LAMB, Vice President

CONNIE PHILLIPS, Vice President - Collection Officer

VICKEY ADKINS, Assistant Vice President

GINGER MARTIN, Assistant Vice President - Compliance Officer

LYNDA WRIGHT, Assistant Cashier - Downtown Branch Manager

MARIE VILLINES, Assistant Vice President

KIM MORRIS, Assistant Vice President

JONI CONWAY, Assistant Vice President - Wal*Mart Branch Manager

GERRI GRAY, Assistant Cashier - Dickson Branch Manager

JUDY HOLLEY, Assistant Cashier

LORI SAMPSON, Assistant Cashier

BRANDON TWYFORD, Assistant Vice President

DEBBIE WRIGHT, Assistant Cashier